American Financial Network · Trusted Local Lending
Your home journey in Your Community starts here.
Personal service meets modern speed.
NMLS #6606Equal Housing OpportunityLicensed Nationwide
108,427
Loans Closed Company-Wide
24+
Years in Business
4.9
Average Client Rating
8
Applications Today
Our Team
Meet the experts
Our experienced mortgage professionals are here to guide you home.
Matt Maine
Branch Manager
Anthony Garcia
Loan Officer
Jarod Williams
Loan Officer
Maria Gonzalez
Loan Officer
David Chen
Loan Officer
Sarah Mitchell
Senior Loan Officer
James Robertson
Loan Officer
Lisa Nakamura
Loan Processor
Loan Programs
Every option. Your best fit.
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Conventional
Traditional financing with competitive rates. As little as 3% down for qualified buyers. Conforming and jumbo options available.
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FHA
Government-backed loans with flexible credit requirements. 3.5% down payment. Ideal for first-time homebuyers building their foundation.
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VA
Zero down payment for eligible veterans and active military. No monthly mortgage insurance. The benefit you've earned.
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Jumbo
High-balance loans for premium properties. Competitive rates on loan amounts above conforming limits. Tailored structuring.
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Renovation
Finance the purchase and renovation in a single loan. FHA 203(k) and conventional options. Turn potential into your perfect home.
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Non-QM
Bank statement, DSCR, and asset-based programs for self-employed borrowers and investors. Creative solutions for complex scenarios.
Available 24/7
Meet Sophia,
your mortgage guide
Get instant answers, explore loan options, estimate payments, and start your pre-approval — any time, day or night. Sophia is backed by our team's expertise and AFN's full lending platform. When you're ready, a loan officer steps in personally.
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Estimate monthly payments based on your actual scenario→
Explore loan programs matched to your situation→
Get pre-approved without waiting for a callback→
Check local market conditions and neighborhood dataS
Sophia
Backed by American Financial Network · NMLS #6606
Hi, I'm Sophia — your branch's mortgage assistant. I can help you explore options, estimate payments, or get pre-approved. What's on your mind?
What can I afford on $120K income?
Based on $120K annual income, you could qualify for roughly $480K–$540K depending on debts, down payment, and rate. Want me to run a detailed scenario?
Client Experiences
Trusted by families nationwide
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★ ★ ★ ★ ★
They do everything they can to help you. The entire team was professional and made the process smooth.
Anthony
Los Angeles, CA
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★ ★ ★ ★ ★
Very nice people. They answered all my questions and were patient throughout the entire process.
Henrry
San Diego, CA
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★ ★ ★ ★ ★
Anthony, Jarod and their whole team walked me through this whole process, which at times was overwhelming, and kept me on track.
Cindy
Phoenix, AZ
Visit Us
Our Branch
American Financial Network
American Financial Network · NMLS #6606
Address
18000 Studebaker Rd, Suite 100
Cerritos, CA 90703
Cerritos, CA 90703
Phone
(555) 123-4567Email
matt.maine@afn.comOffice Hours
Mon – Fri: 9:00 AM – 5:00 PM
Sat: By Appointment
Sun: Closed
Sat: By Appointment
Sun: Closed
Get in Touch
Ready to get started?
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Our team typically responds within 24 hours. No bots, just expert advice.